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Accredited Investment Fiduciary®


Prime Security Bank offers in-house financial planning and investment services for individuals and company-sponsored retirement plan services for local businesses. This value-added service is offered by Dave Madetzke, AIF®, of Belay Financial Services.

As an Accredited Investment Fiduciary®, Dave has completed training and examination that showcases his commitment to working towards the best interests of his clients.


Dave strives to help each client determine the best financial path for their specific situation. He then assists with implementing the strategy and providing ongoing management and monitoring.


Dave supports your business through his resources by reviewing and consulting on your company sponsored retirement plans (SIMPLE IRA, SEP, 401(k), etc.), group benefits and key person compensation strategies.


Dave also provides enrollment support and education to your retirement plan participants. Dave strongly believes that long lasting client relationships are developed through consulting and educating his clients on the ever-changing investment opportunities in the market today.

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I have served as a financial advisor for the past 15 years, and prior to that, I worked in the banking and consumer lending industries for 11 years. I am licensed for accident and health insurance, life and variable life insurance, and insurance for variable annuities. I also currently hold Series 7 & 66 securities licenses. Additionally, I have been an Accredited Investment Fiduciary (AIF) since 2013. I received my bachelor’s degree in Finance from the University of Utah in 1996.

Before the financial crisis in 2008, I was primarily underwriting loan applications in the mortgage lending division of a bank, and I soon began to notice that the vast majority of applicants we saw had high amounts of debt, but they did not have much money invested in savings or retirement accounts. People were indeed buying their dream home, but I could see from their monthly debt payments that there was not much disposable income for emergencies or unexpected noteworthy events in life. So, I decided to change careers and go into financial advising to encourage people to protect, save, and invest for their futures. In the past, people saved for their dreams, and I believe that we intend on borrowing too much in the modern day, and with such a heavy debt load, it’s difficult to fully enjoy those dreams. With planning, there is a happy middle ground to avoid that difficulty and truly be able to appreciate what you save for.

I currently live in my hometown of Bloomington, Minnesota, with my two young children, Fiona and Elliott. Together, we enjoy playing hockey, skiing, playing soccer, mountain biking, and relaxing in a cabin with our new black lab puppy, Kota. I also personally enjoy pheasant hunting, water skiing, and helping my kids with their homework.

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Securities and investment advisory services offered through Royal Alliance Associates, Inc., member FINRA/SIPC and a registered investment advisor. Additional insurance and investment advisory services offered through Focus Financial Network, Inc., a registered investment advisor not affiliated with Royal Alliance Associates, Inc. Not FDIC Insured – No Bank Guarantee – May Lose Value.

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